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Representative Example for Personal Contract Purchase (PCP): Cash price £46,995.00, Annual Interest Rate (fixed) 4.45% p.a., with a representative 8.9% APR, total amount of credit £46,995.00, deposit of £0.00, an initial payment of £782.69, followed by 47 monthly payments of £782.69 with a final payment of £21,636.25, total amount payable is £59,205.37, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return